MHADA Lottery 2024: Registration, application, lottery dates

About MHADA Lottery

In 2020-21, the Maharashtra Housing and Area Development Authority (MHADA) introduced a new affordable housing scheme for the Mumbai Metropolitan Region (MMR). The MHADA Lottery 2020 offered homes in four different categories: Economically Weaker Section (EWS), Lower Income Group (LIG), Middle Income Group (MIG), and Higher Income Group (HIG). Even though there were social distancing rules because of COVID-19, people could still apply for the lottery. It’s been over a year since this scheme was launched—before that, the last lottery was held in June 2019, which awarded 2,017 units in various categories around Mumbai.

MHADA Lottery 2024 News

Some flashing news dropped with home prices being slashed in the MHADA lottery 2024. With prices ranging from₹29 lakh to ₹6.82 crore, the apartments in the MHADA lottery 2024 are now reasonably priced.

On August 29, 2024, the MHADA announced a reduction in prices by making 370 homes affordable. According to shared data by the MHADA, 1.10 lakh applications were submitted, and 86,288 applicants have settled down the EMD (earnest money deposit), which is required to be paid for the apartments. If you’re looking at the higher-end options, most of those units fall between₹1 crore and over₹6 crore. These locations can be found in a number of well-known areas, including Tardeo, Vikhroli, Juhu, Goregaon, Andheri, and Antop Hill.

Mhada Lottery 2024: Units Under Each Category

EWS	359
LIG	627
MIG	768
HIG	276

Of these 1,327 are newly constructed units, 391 units are from previous lotteries. 370 units are taken as housing stock from developers under redevelopment projects according to Development Control Regulations 33(5), 33(7).

A discount is given for the 370 redeveloped units offered under Mhada lottery 2024 Mumbai as per category.

EWS	25% discount of total cost
LIG	20% discount of total cost
MIG	15% discount of total cost
HIG	10% discount of total cost

The prices for flats under this category is available on the Mhada website.

MHADA Lottery 2024 Eligibility Criteria

If you want to join the MHADA Lottery 2024, here are the eligibility requirements you need to meet:

Must be at least 18 years old.
Need a domicile certificate showing you’ve lived in Maharashtra for the last 15 years.
Have to provide proof of your income for the year. This includes your average monthly income and any reimbursable allowances like medical, transport, or laundry. The income limits are:

EWS: up to ₹25,000
LIG: ₹25,001 to ₹50,000
MIG: ₹50,001 to ₹75,000
HIG: ₹75,001 and above

Don’t forget to have your PAN card ready!

Category	Annual family income slabs in Mumbai, Nagpur, and Pune	Annual family income slabs in the rest of Maharashtra	Carpet Area
Economically Weaker Section (EWS)	Rs 6 Lakh	Rs 4.5 Lakh	30 sqm
Low Income Group (LIG)	Rs 9 Lakh	Rs 7.5 Lakh	60 sqm
Mid Income Group (MIG)	Rs 12 Lakh	Rs 12 Lakh	160 sqm
High Income Group (HIG)	Above Rs 12 Lakh	Above Rs 12 Lakh	200 sqm

Documents Required for MHADA Lottery Scheme 2024

If you want to apply for the MHADA Lottery in 2024 for Pune or Mumbai, make sure you have these documents ready:

PAN Card
Cancelled Cheque
Aadhaar Card
Driving License
Birth Certificate
Domicile Certificate
Contact details of the applicants
Passport-sized Photos

Having these documents handy will help you with the application process!

Stamp Duty and Registration Charges—MHADA Lottery 2024

If you win the MHADA Lottery 2024, you’ll need to pay stamp duty and registration fees online. The amount you pay depends on where the property is and how much it’s worth. Usually, stamp duty in Maharashtra is about 5% to 6% of the property’s market value, and registration fees are around 1% of the property value. You can find all the payment details, including your PAN and TAN numbers, on the official MHADA website.

Payment Process

Online Payment: Both the stamp duty and registration fees can be paid online, streamlining the process and making it more convenient. You can access the payment portal through the official MHADA website.
Required Information: To complete the payment, you’ll need to provide certain details, including your PAN (Permanent Account Number) and TAN (Tax Deduction and Collection Account Number), which are necessary for tax purposes and identification.

Additional Considerations

Property Valuation: It’s crucial to understand that the stamp duty and registration fees are calculated based on the property’s market value, which may differ from the purchase price in some cases. Make sure to check how your property is valued to anticipate these costs accurately.
Document Verification: After making the payment, retain all transaction receipts and related documents, as they will be important for future references and any potential legal matters.
Timeline: Be aware of any deadlines related to these payments, as failing to pay on time could lead to penalties or complications in the registration process.

For the most accurate and up-to-date information, always refer to the official MHADA website, where you can find detailed guidelines, payment links, and any recent updates regarding the lottery and property transactions.

How to Apply for the MHADA Lottery 2024?

Applying for the MHADA Lottery is pretty straightforward! Just follow these steps:

Step 1: Visit the MHADA Lottery Website

Step 2: Register your account by filling out the basic information, such as your name, PAN card number, and more.

Step 3: After registering, log in again to start your application. You’ll see different schemes available. Choose the MHADA Lottery and fill in your personal details, like your reservation category, income group, and type of applicant. You’ll also need to enter the scheme code (find this in the online annexure or brochure). Don’t forget to mention your bank account details and confirm that neither you nor your family owns any property in the city. Finally, provide your current address and double-check your details.

Step 4: Once you’ve applied, you’ll need to pay the application fee. You can do this by DD or online using NEFT/RTGS, or a debit/credit card. If you’re paying by DD, print your application form and submit it with the DD at the bank. If you’re paying online, upload a cancelled check and keep the payment slip safe for your records.

Follow these 4 steps to apply for the MHADA lottery 2024, and you’re done!

How to Register for MHADA e-Auction

To register for the MHADA e-Auction, just follow these simple steps:

Go to the official website, MHADA e-Auction.
Click on “Bidder Registration.”
Fill in your login information and any required personal details.
Verify the account after receiving the OTP.
Log in, fill out the details, and complete your profile.
Finally, pay the application charges and upload the necessary documents.

After you’re registered, you can join the e-auction by choosing a scheme, paying the EMD, and placing your bids.

What are the steps to check the MHADA Lottery Waitlist?

You can now check the MHADA Lottery Waitlist for Pune and Mumbai easily! Here’s how:

Go to the MHADA Lottery Website
Click on the ‘Lottery Result’ option given on the homepage.
Click the ‘View’ option and scroll down to find the waitlist that comes after the winner list.
Select the category and scheme.

You’ll see a PDF file with the names of the winners and their flat numbers. Easy peasy!

How to Check MHADA Lottery 2024 Draft List?

The draft list is the first batch of accepted applicants for the MHADA Lottery 2024. It shows who has been accepted, rejected, or is still being reviewed. To see this list, just go to the MHADA lottery website and click on Quick Links.

How to Check the MHADA Lottery 2024 Lucky Draw?

Lucky draw results can be checked on https://housing.mhada.gov.in/. Under quick links, click on the draw result. The result will be saved as a pdf on your device.
An other option is to click on Draw Result. Enter the application number and click on search to see the result.

How to Check the MHADA Lottery 2024 Final List?

To check the final list for the MHADA Lottery 2024, just follow these simple steps:

Start by visiting the official MHADA website.
Look at the “Lottery” Section.
Click on “Published Applications.”
View accepted applications to check the list of accepted applicants.
If you want, you can check the rejected applicants by clicking on “View Rejected Application.”

That’s it! You’ll have all the info you need.

Types of Lottery Under MHADA

The MHADA Lottery has different schemes for different income groups:

1. Economically Weaker Section (EWS): This scheme helps people from low-income backgrounds find affordable housing.

2. Low-Income Group (LIG): Designed for those with modest incomes, it offers affordable housing options.

3. Middle-Income Group (MIG): This one is for people with moderate incomes, providing good quality housing at reasonable prices.

4. High-Income Group (HIG): Tailored for those with higher incomes, this scheme offers premium housing with modern amenities.

So, there’s something for everyone!

MHADA Projects in 2024

There are two projects in the MHADA lottery 2024.

Nashik Board FCFS Lottery 2024

The Nashik Board FCFS (First Come, First Serve) Lottery 2024 gives people a chance to get housing units in a fair and easy way. Units are allocated based on who applies first, making it a transparent process for everyone. This initiative from MHADA is designed to help meet the housing needs of Nashik residents by providing affordable and quality housing options.

Nashik Board Lottery 2024

The Nashik Board Lottery 2024, organized by MHADA, offers a great opportunity for people to achieve their dream of owning a home in Nashik. With a lottery system, eligible applicants can secure housing units at affordable prices. This program shows MHADA’s commitment to addressing the housing needs of the community by offering accessible and well-planned housing solutions.

Recent Projects Under MHADA

Here are some of the latest projects currently under construction by MHADA:

1. MHADA Eighty-Eight Avenue in Goregaon

2. MHADA Charkop Jinprem CHSL in Charkop

3. MHADA Shrinivas Mill in Lower Parel

4. MHADA Layout in Sector 8, Charkop

These projects are aimed at providing more housing options!

Check the List of MHADA Lottery Boards

The Maharashtra Housing and Area Development Authority (MHADA) runs lotteries through different boards across the state. Here are the main MHADA lottery boards:

MHADA Mumbai Board
MHADA Pune Board
MHADA Konkan Board
MHADA Aurangabad Board
MHADA Nashik Board
MHADA Nagpur Board

These boards help provide housing opportunities in their respective areas!

Prices of Houses Under MHADA Housing Scheme 2024

Here are the prices for houses in different income categories under the MHADA Housing Scheme:

EWS (Economically Weaker Section): 63 flats priced under ₹20 lakh.
LIG (Low-Income Group): 126 flats priced between₹20 lakh and₹30 lakh.
MIG (Middle Income Group): 201 flats priced between₹35 lakh and₹60 lakh.
HIG (High-Income Group): 194 flats with prices ranging from₹60 lakh to₹5.8 crore.

So there are options available for different budgets!

MHADA Lottery Refund Policy

If you don’t win the MHADA lottery, don’t worry! MHADA will refund your money within seven working days. You can check the status of your refund by logging into your profile on their official website.

Also, with Bajaj Finserv, you can get a loan of up to ₹15 crore* at a low interest rate, and you can repay it over a flexible period of up to 40 years.

MHADA Lottery 2024: How to Check the Refund Status?

Visit https://www.mhada.gov.in/enn
Under the lottery tab, click on post lottery.

You will reach https://postlottery.mhada.gov.in/login.do

Enter username/application number
Select the lottery event year from the drop-down box
Click on submit

You will be directed to a page that will show your MHADA lottery 2024 refund status.

If you don’t get EMD refund within the time mentioned by Mhada, contact +91-9869988000/022-66405000.

Can You Rent Out Your MHADA Flat?

If you own a flat through the MHADA lottery, you might be wondering about your options for using the property. One important aspect to consider is whether you can rent it out.

Renting Out Your Flat

As a winner of the MHADA lottery, you are allowed to rent out your flat. However, there are some conditions you need to keep in mind:

No Sale for Five Years: While you cannot sell your MHADA flat for five years from the date of purchase, renting it out is a viable option. This means you can generate income from your property without relinquishing ownership.

Obtaining a No Objection Certificate (NOC): Before you can officially rent your flat, you must secure a No Objection Certificate (NOC) from MHADA. This certificate is necessary to ensure that your rental arrangement complies with the guidelines set by the housing authority. The fee for the NOC varies based on the category of the owner, typically ranging from₹2,000 to₹5,000. It’s important to check the exact fee that applies to you, as this will depend on your specific circumstances.

Submitting the Leave and License Agreement: Once you have the NOC, you’ll need to draft a Leave and License Agreement, which is a legal document outlining the terms of your rental arrangement. This agreement must be submitted to MHADA for their records.

Importance of Documentation: Submitting this agreement is crucial, as it formalizes the rental relationship between you and your tenant. It protects both parties by clearly stating the rights and responsibilities involved in the tenancy.

Can You Sell Your MHADA Flat?

A MHADA lottery flat owner can sell his flat only after five years from the date of purchase of the MHADA unit. However, many times MHADA lottery flat owners sell it before the five-year lock-in period by providing the buyer with a power of attorney (PoA) document and not the registered deed of the MHADA flat. Please note that a buyer can be evicted from the house if MHADA conducts a surprise check, as sale through POA is illegal.

If you own a flat obtained through the MHADA lottery, it’s important to understand the regulations regarding selling the property.

Key Regulations on Selling Your MHADA Flat

Five-Year Lock-In Period: One of the main restrictions for MHADA flat owners is the five-year lock-in period. This means that you cannot sell your flat for five years from the date of purchase. This rule is in place to prevent quick resales and to ensure that the flats are used for their intended purpose—providing affordable housing to residents.

Post Lock-In Period: After the five-year period is over, you are allowed to sell your MHADA flat. However, there are a few conditions to keep in mind:

Intimation to MHADA: You must inform MHADA about your intention to sell the flat. This ensures that they are aware of the change in ownership.
Sale Price Guidelines: MHADA may have guidelines regarding the sale price of the flat. It’s advisable to check with them to ensure that your sale complies with any set regulations.

Transfer Process: When selling your flat, you will need to follow a formal transfer process, which includes:

Obtaining Necessary Approvals: You might need to get approvals or clearances from MHADA before finalizing the sale.
Documentation: Ensure that all documents related to the property, such as the title deed, NOC (if applicable), and any other relevant paperwork, are in order.

Impact on Future Purchases: If you plan to buy another MHADA property in the future, be aware that selling your current flat might affect your eligibility for new applications. Always check the latest guidelines from MHADA regarding this aspect.

Things to Remember When You Buy a Resale MHADA Flat

Ensure that the owner gives a no-dues certificate from the society, original allotment letter from MHADA, the share certificate given by the society to the owner and a letter mentioning transfer of the share certificate.
Once done, the buyer has to pay the stamp duty and registration fee for the MHADA flat.
Contact MHADA for transfer certificate on the unit once the house has been registered under the new buyer’s name. For this, you have to submit the documents including the registered papers and a transfer fee. The entire process may take close to six months.

To Conclude

In conclusion, the MHADA Lottery 2024 presents a valuable opportunity for many aspiring homeowners in Maharashtra. With a range of affordable housing options, this lottery aims to make homeownership more accessible. If you’re considering applying, be sure to stay informed about the eligibility criteria and application process. May this lottery bring you closer to your dream home!